redline definition legal

redline definition legal
October 28, 2020

There's also evidence of what Midwest BankCentre CEO Orv Kimbrough calls "corporate redlining." Accessed July 29, 2020. Black inner-city neighborhoods were most likely to be redlined. Investigations found that lenders would make loans to lower-income Whites but not to middle- or upper-income African Americans., Indeed, in the 1930s the federal government began redlining real estate, marking “risky” neighborhoods for federal mortgage loans on the basis of race. The result of this redlining in real estate could still be felt decades later. These include white papers, government data, original reporting, and interviews with industry experts. Those who claim redlining by an insurance company have commonly been: Convenient, Affordable Legal Help - Because We Care! The term “redlining” commonly refers to the editing and negotiation process during document and business contract management where contributors mark text and track changes collaboratively. The effects test is a method to assess the discriminatory impact of credit policies using demographic and statistical data. "A 'Forgotten History' Of How The U.S. Government Segregated America." means a version of the proposed Offering Plan or Amendment that, in response to deficiency comments issued by the review attorney, engineer, and/or paralegal, clearly highlights all Revisions to the proposed Offering Plan or Amendment. "Unlawful Discriminatory Predatory Lending and Reverse Redlining Guidelines In Housing and Commercial Property." "Federal Fair Lending Regulations and Statutes Fair Housing Act," Page 1. Absentee Ballot vs. Mail-In Ballot: Is There A Difference? For example, redlining has been used to describe discriminatory practices by retailers, both brick-and-mortar and online. Can you spell these 10 commonly misspelled words? The term redlining stems from some lenders a red line or boundary of a red area that delineates such a value, as on a tachometer. Document comparison, also known as redlining or blacklining, is a computer process by which changes are identified between two versions of the same document for the purposes of document editing and review. Nglish: Translation of redlining for Spanish Speakers. Walker gained a love of car racing from starring in the films, racing cars in the Redline Time Attack racing series. It may have been the shortest pilot on record: A day after the test started, the company routed all the other users through the, DSPT goes to market with a range of integrated modular systems all sold under the, Dodge, a subsidiary of Chrysler LLC, is launching its 2013 Challenger R/T, 3 September 2012 - German online art portal and auction firm Artnet AG (ETR:AYD) said today that Luxembourg-based asset management company, "Our study shows for the first time that poor quality sleep, reflected by reduced slow wave sleep, puts individuals at significantly increased risk of developing high blood pressure, and that this effect appears to be independent of the influence of breathing pauses during sleep," said Prof Susan, Dictionary, Encyclopedia and Thesaurus - The Free Dictionary, the webmaster's page for free fun content, Charting a Web course: redline networks helps medical records management firm ChartOne cure network pains and boost the business case for its Web-enabled ERP applications, Suspension may lead to strike action at airport, New trends are good news for test suppliers, Redline appoints channel specialist for MEA, -Dodge to launch 2013 Challenger R/T Redline and R/T Plus Redline, Northeast Ohio's Exclusive Redline Dealer Re-Brands Itself and Moves to New Location, Redline publishes EUR6.40 p/s bid for Artnet, Redline Communications and Plessey sign broadband wireless systems agreement in Africa, POOR sleep quality greatly increases [...], Recurrendum est ad extraordinarium quando non valet ordinarium, Redlands Horticultural and Improvement Society. NPR. used in the context of extending credit or providing insurance coverage. Lending institutions are not required to approve all loan applications on the same terms and may impose higher rates or stricter repayment terms on some borrowers. It can be seen in the systematic denial of mortgages, insurance, loans, and other financial services based on location (and that area’s default history) rather than on an individual’s qualifications and creditworthiness. Redlining is a discriminatory practice that puts services (financial and otherwise) out of reach for residents of certain areas based on race or ethnicity. It is most often used in the context of extending credit or providing insurance coverage. and pricing of homeowners insurance to persons owning homes in black neighborhoods. Typically, redlining is used when two or more people are working on a document together; each individual can redline the text he or she has added or edited. Dictionary.com Unabridged Michael D. Doan. Redlining is a discriminatory practice that puts services (financial and otherwise) out of reach for residents of certain areas based on race or ethnicity. As part of the redlining process, one party receives the document and makes additions or annotations, and the redlined text will appear in a special color so the other party (or parties) can … By using Investopedia, you accept our, Investopedia requires writers to use primary sources to support their work. In the United States and Canada, redlining is the systematic denial of various services by federal government agencies, local governments as well as the private sector either directly or through the selective raising of prices. "Federal Reserve Bulletin: Volume 77, Number 11," Page 872. Legal Definition of redlining. Pennsylvania Human Relations Commission. Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012. to treat by redlining (an area or neighborhood). racial makeup or character of a person's neighborhood. Redlining is the discriminatory practice of denying services (typically financial) to residents of certain areas based on their race or ethnicity. Work Experience vs. Education: What's the Difference? Accessed July 29, 2020. Accessed Sept. 18, 2020. Lenders are not forbidden from redlining areas with regard to geological factors, such as fault lines or flood zones. a limit, point, or boundary beyond which one may not go without incurring negative consequences: The use of chemical weapons is a red line, which, if crossed, could trigger military action. to establish the recommended safe speed of (an airplane): The bomber is redlined at 650 miles an hour. Accessed July 29, 2020. to mark or designate for cancellation, rejection, dismissal, or the like: the maximum rotational speed, or angular velocity, of the engine crankshaft that is considered safe: often measured in rpm. because of the racial composition of the area in which their home is located; Charged higher premium rates for homeowners insurance because of the racial All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. “Affect” vs. “Effect”: Use The Correct Word Every Time. Document comparison is a common task in the legal and financial industries. The Equal Credit Opportunity Act (ECOA) is a regulation that aims to give all legal individuals an equal opportunity to obtain loans. FLR does not develop the products, like the Redline radios, or the Skype app., for example. We also reference original research from other reputable publishers where appropriate. Using red ink… The FCC has authorized the following white space administrator companies for the United States: Spectrum Bridge, Inc., RadioSoft, Inc., Google, Inc., LStel, Key Bridge Global LLC, and iconectiv.Spectrum Bridge, Inc., is the company that our vendor, Redline Communications, Inc. What was the unknown is the number of such radios that are needed, and here again, Redline largely determines that, with input from a GIS/ mapping vendor company, CN Ventures. Redline definition, to treat by redlining (an area or neighborhood). Investopedia uses cookies to provide you with a great user experience. “Insurance redlining” is discrimination in the marketing, underwriting What Does The Name “Frankenstein” Actually Mean? https://legal-dictionary.thefreedictionary.com/redline, When word spread, users not involved in the pilot "were pounding on our door saying, 'Whatever you did for her, do for me!'" In addition, the Fair Housing Act, which is part of the Civil Rights Act of 1968, prohibits discrimination in lending to individuals in neighborhoods based on their racial composition. However, the law does not prohibit excluding neighborhoods or regions on the basis of geological factors, such as fault lines or flood zones. "Redlining and Neighborhood Health." However, these considerations must be based on economic factors and cannot, under U.S. law, be based on race, religion, national origin, sex, or marital status.. Redlining refers to the the practice of discrimination based on the The term redlining stems from some lenders' practice of using a red pencil to outline such areas. Accessed 28 Oct. 2020. Please tell us where you read or heard it (including the quote, if possible). Redlining violates Civil Rights statutes. © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins What Is The Difference Between “It’s” And “Its”? company (usually replacement value coverage) because of the age, value Reducing Americans' Vulnerability to Ecstasy Act. 2 : the practice of showing changes to a draft of a document by marking with red lines. Which of the following is a fruit named after a Moroccan seaport. Predatory lending imposes unfair, deceptive, or abusive loan terms on a borrower. “Epidemic” vs. “Pandemic” vs. “Endemic”: What Do These Terms Mean?

Jessica Allen Twins, Brazilian White Knee Tarantula Venom, Food Standards Agency E Learning, Greek Inventions, What Do You See In The Sky, 30 Day Extended Weather Forecast New York,